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<channel>
	<title>MITCM &#187; General</title>
	<atom:link href="http://www.mitcm.org/category/general/feed" rel="self" type="application/rss+xml" />
	<link>http://www.mitcm.org</link>
	<description>Sharing The Healing Properties Of Chinese Medicine</description>
	<lastBuildDate>Wed, 05 Oct 2011 17:45:37 +0000</lastBuildDate>
	<language>en</language>
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		<title>Slow Carb Diet</title>
		<link>http://www.mitcm.org/slow-carb-diet.htm</link>
		<comments>http://www.mitcm.org/slow-carb-diet.htm#comments</comments>
		<pubDate>Mon, 20 Jun 2011 10:44:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Weight Loss]]></category>
		<category><![CDATA[Diets]]></category>
		<category><![CDATA[No-carbohydrate diet]]></category>
		<category><![CDATA[Weight loss]]></category>

		<guid isPermaLink="false">http://www.mitcm.org/?p=1085</guid>
		<description><![CDATA[Want to lose weight without exercising? Image via Wikipedia &#160; It certainly is possible the biggest issue facing people with weight problems is diet rather than not burning enough calories. Exercise can accelerate weight loss, but without a proper diet losing weight can be a losing proposition. &#160; One popular diet is the so called [...]]]></description>
			<content:encoded><![CDATA[<p>Want to lose weight without exercising?</p>
<div class="zemanta-img zemanta-action-dragged" style="margin: 1em; float: right; width: 310px;">
<p><a href="http://commons.wikipedia.org/wiki/File:Timothy_Ferriss.jpg"><img style="border: medium none;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/bb/Timothy_Ferriss.jpg/300px-Timothy_Ferriss.jpg" alt="Timothy Ferriss" width="300" height="450" /></a></p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:Timothy_Ferriss.jpg">Wikipedia</a></p>
</div>
<p>&nbsp;</p>
<p>It certainly is possible the biggest issue facing people with weight problems is diet rather than not burning enough calories. Exercise can accelerate weight loss, but without a proper diet losing weight can be a losing proposition.</p>
<p>&nbsp;</p>
<p>One popular diet is the so called slow carb diet. Rather than eating starchy or sugary foods that are quickly digested, the slow carb diet is full of food that will not quickly raise blood sugar levels.</p>
<p>Unlike other fad diets such as the no carb diet, the slow carb diet is based on the solid principles of eating more vegetables and less sugars and starches. The diet also requires consuming less calories through liquids. Rather than drinking orange juice, <a href="http://fyiliving.com/diet/weight-loss/slow-carb-diet-tips/">the slow carb diet</a> recommends eating an orange.</p>
<p>&nbsp;</p>
<p>What stands out about the slow carb diet is that it seems less like a fad and more like a lifestyle change. Rather than eating a lot of processed foods eat vegetables – the diet is not about losing weight without making sacrifices. Losing weight is not a difficult process to learn, but it is in practice.</p>
<p>Best selling author Tim Ferriss wrote about the slow carb diet in his work the <a href="http://www.fourhourbody.com/">Four-Hour Body</a>. He also wrote about putting himself through absurd experiments in order to achieve lofty athletic goals. While the slow carb diet might be on the low end of his crazy physical tests, his track record of putting himself through hell tells the story.</p>
<p>&nbsp;</p>
<p>Ferriss documented that the diet works. But it required sticking to a routine and not cheating with cheese fries at lunch.</p>
<p>&nbsp;</p>
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		<title>The Growth of Online Health Degree Programs</title>
		<link>http://www.mitcm.org/the-growth-of-online-health-degree-programs.htm</link>
		<comments>http://www.mitcm.org/the-growth-of-online-health-degree-programs.htm#comments</comments>
		<pubDate>Sun, 21 Nov 2010 18:52:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Herbal]]></category>
		<category><![CDATA[Distance education]]></category>
		<category><![CDATA[E-learning]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Northwestern University]]></category>
		<category><![CDATA[Ohio University]]></category>
		<category><![CDATA[online degree]]></category>
		<category><![CDATA[online degree programs]]></category>
		<category><![CDATA[Vanderbilt University]]></category>

		<guid isPermaLink="false">http://www.mitcm.org/?p=802</guid>
		<description><![CDATA[Image via Wikipedia With the swift advance of technology, online education has steadily grown in the last decade. With increased accessibility, online university programs allow working students and professionals the access they need to schools and programs they may otherwise be unable to attend. This makes it an ideal opportunity for those wishing to seek [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption  alignleft" style="width: 210px;">
<dt class="wp-caption-dt"><a href="http://commons.wikipedia.org/wiki/File:Ward_Building_060527.jpg"><img title="The Ward Building at the Northwestern Universi..." src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a0/Ward_Building_060527.jpg/300px-Ward_Building_060527.jpg" alt="The Ward Building at the Northwestern Universi..." width="200" height="141" /></a></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:Ward_Building_060527.jpg">Wikipedia</a></dd>
</dl>
</div>
</div>
<p>With the swift advance of technology, online education has steadily  grown in the last decade. With increased accessibility, online  university programs allow working students and professionals the access  they need to schools and programs they may otherwise be unable to  attend.  This makes it an ideal opportunity for those wishing to seek a  degree but have been unable to do so due to time constraints.</p>
<p>While distance and online learning degrees are more and more prevalent, most people are surprised to see the abundance of <a href="http://www.onlineschoolstoday.com/degrees/healthcare.aspx?disc=40">online health degrees</a> being offered by universities and colleges around the globe. Many  people fail to realize that course work from top university programs in  physical education, health administration, health care management and  allied health sciences are readily available at their disposal online.  There are many prestigious universities, such as Vanderbilt University,  Northwestern University, and Ohio University, offering exceptional  online health degree programs.</p>
<p>There are also several  prestigious institutions, such as the University of Maryland, offering  graduate health study through online access. Central Michigan University  boasts one of the few online doctorate programs in health  administration in the United States.</p>
<p>While online degrees  offer increased accessibility, they are not necessarily easier to get  into. In fact, online programs sometimes have increased requirements and  stipulations for students, due to the fact that they will be  responsible for the majority of their coursework on their own.  The fact  that most online students exceed the performance of on-campus students  reiterates that the goal of online health degree seekers is education  rather than the typical college experience.</p>
<p>With more and more online degree options becoming available, it’s  easy to see why online degree programs continue to grow. If you&#8217;ve been  putting off getting a health degree because of time, now is your chance  to take advance of online learning.</p>
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		<title>Finding the Right Product</title>
		<link>http://www.mitcm.org/finding-the-right-product.htm</link>
		<comments>http://www.mitcm.org/finding-the-right-product.htm#comments</comments>
		<pubDate>Thu, 18 Nov 2010 17:09:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Business and Economy]]></category>
		<category><![CDATA[Metro Areas]]></category>
		<category><![CDATA[New York]]></category>
		<category><![CDATA[New York City]]></category>
		<category><![CDATA[PRWEB]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.mitcm.org/?p=795</guid>
		<description><![CDATA[Image by Getty Images via @daylife Running a business is all about making money. Everyone, for the most part, wants to be a good person and help others, so the best way to go about making a living is selling something that makes life better for others. Since people will pay for what makes them [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption  alignleft" style="width: 160px;">
<dt class="wp-caption-dt"><a href="http://www.daylife.com/image/0aq3fQ8cmG8kT?utm_source=zemanta&amp;utm_medium=p&amp;utm_content=0aq3fQ8cmG8kT&amp;utm_campaign=z1"><img title="NEW YORK - JUNE 05:  Graffitti covers windows ..." src="http://cache.daylife.com/imageserve/0aq3fQ8cmG8kT/150x93.jpg" alt="NEW YORK - JUNE 05:  Graffitti covers windows ..." width="150" height="93" /></a></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image by <a href="http://www.daylife.com/source/Getty_Images">Getty Images</a> via <a href="http://www.daylife.com">@daylife</a></dd>
</dl>
</div>
</div>
<p>Running a business is all about making money. Everyone, for the most  part, wants to be a good person and help others, so the best way to go  about making a living is selling something that makes life better for  others. Since people will pay for what makes them happy, it&#8217;s a pretty  good setup.</p>
<p>So, first off, decide what to sell. What do people need? Demand calls  for supply, and so, as a business-owner, it’s your job to fulfill a  need or a desire. Corporations have proven that they can supply anything  someone in the world should want.</p>
<p>Another route is to sell what others are selling. For example, there  are eight million people who live in New York City, and they all need  somewhere to live. Sure, you could start building houses and apartments,  but real estate in New York City is an expensive and tricky game.  However, if you were to print and distribute a monthly list of, say, <a href="http://www.theindustrylic.com/">New York condos for sale</a>,  your business could earn profit from buyers of your periodical, in  addition to what managers would pay to ensure a spot in your  publication.</p>
<p>That&#8217;s not including the profits you might get from advertising  space. Your corporation makes money, and you supply a service to  consumers to assist them in achieving their goal of finding a place to  live. Voila! They’re satisfied, you’re profitable, and the world  continues to be happy.</p>
<p>Running a business may be about making money, but it does a lot of  good too. It gives jobs to people who need them, supplies a good or  service (like the example above) to people with needs and desires, and  can help others not involved in the immediate equation (like those real  estate companies that advertise in the periodical). In fact, you could  say that just by managing a good company, you’re making the world  better.</p>
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		<title>Understanding the Benefits of Health and Car Insurance</title>
		<link>http://www.mitcm.org/understanding-the-benefits-of-health-and-car-insurance.htm</link>
		<comments>http://www.mitcm.org/understanding-the-benefits-of-health-and-car-insurance.htm#comments</comments>
		<pubDate>Sun, 15 Aug 2010 05:58:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Healthy Tips]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Health insurance]]></category>
		<category><![CDATA[Vehicle insurance]]></category>

		<guid isPermaLink="false">http://mitcm.org/?p=493</guid>
		<description><![CDATA[There are several good things about having health and car insurance. Having coverage can be the difference between being able to make it through an emergency and being inconvenienced or ill for an extended period of time. With insurance, your provider will pay for a certain portion of expenses you incur because of an illness [...]]]></description>
			<content:encoded><![CDATA[<p>There are several good things about having health and <a href="https://auto.21st.com/AutoQuote/home.do?method=getHome">car insurance</a>.  Having coverage can be the difference between being able to make it  through an emergency and being inconvenienced or ill for an extended  period of time. With insurance, your provider will pay for a certain  portion of expenses you incur because of an illness or a car accident.  Why is this a good thing? Not many people set money aside every month.</p>
<p>When a tragedy strikes, it can quickly deplete what emergency funds you  do have. Often, emergency expenses exceed your monthly income. What  happens when you total a $43,000 car? You have still have to pay off the  loan, and you need a replacement car. Insurance covers the gap. Health  insurance works the same way. When you need a medical procedure that  costs thousands of dollars, you pay your co-pay and your percentage of  the bill. Your insurance company pays for the majority of the expense.  This can bring a $4,500 medical expense down to an affordable few  hundred dollars.</p>
<p>Insurance also protects your assets. Say  you&#8217;re throwing a party at your house and someone falls down the stairs.  If the person doesn&#8217;t have medical insurance, you will have to pay for  the expense because the injury occurred on your property, unless you can  prove the person acted irresponsibly. While your health insurance won&#8217;t  cover the expenses, your homeowners insurance might. If you&#8217;re in a car  accident that injures another person, your coverage will pay for that  person&#8217;s medical expenses.</p>
<p>Many people fail to realize all the  ways insurance helps and protects a person. Once you realize the  benefits to coverage, you can find the policy that works best for you.  You can pick a higher deductible and a lower monthly payment or a higher  monthly payments with a lower deductible. Regardless of the policy, you  can get the protection you need.</p>
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		<title>How can Chinese Health Medicine Offer Treatment</title>
		<link>http://www.mitcm.org/how-can-chinese-health-medicine-offer-treatment.htm</link>
		<comments>http://www.mitcm.org/how-can-chinese-health-medicine-offer-treatment.htm#comments</comments>
		<pubDate>Thu, 12 Aug 2010 12:15:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Chinese Medicine]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Traditional Medicine]]></category>
		<category><![CDATA[Acupuncture and Chinese Medicine]]></category>
		<category><![CDATA[Alternative medicine]]></category>
		<category><![CDATA[Traditional Chinese medicine]]></category>

		<guid isPermaLink="false">http://mitcm.org/?p=391</guid>
		<description><![CDATA[There are so many forms of treatment available today, that at times, one feels lost on what really works. Where modern medicine fails to show positive results and cure, alternate therapy is viewed as the best option. One alternative therapy form that is widely popular now-a-days is Chinese medicine. Chinese health medicine is quite popular [...]]]></description>
			<content:encoded><![CDATA[<p>There are so many forms of treatment available today, that at times, one  feels lost on what really works. Where modern medicine fails to show  positive results and cure, alternate therapy is viewed as the best  option. One alternative therapy form that is widely popular now-a-days  is Chinese medicine. Chinese health medicine is quite popular all over  the world.</p>
<p>Chinese alternative medicine is based on some  ancient healing practices that focus on curing illness by restoring the  body’s normal energy flow or chi. This allows the body to heal itself in  time. A well-known Chinese treatment form is Acupuncture. According to  the Chinese treatment philosophy, the body is made up of channels of  energy, called meridians. These channels flow through the body and  enable the body to perform its various functions. Illnesses are caused  when there is an obstruction in them as this causes energy deficiencies,  and problem with blood flow and nervous pulses.</p>
<p>In  Acupuncture, needles are inserted at certain precise points of the body.  These points are located near the skin surface and when acupuncture  needles pierce through them, they penetrate skin layer to touch energy  channels and this process alters the biochemical and physiological  conditions that enable to achieve required effect in healing the body.  Heat is also applied alongside for the purpose of healing.</p>
<p>Acupuncture can cure problems such as back pain, arthritis, infertility and P.M.S.</p>
<p>As part of the acupuncture process, the needles stimulate various types  of sensory receptors that send impulses to the brain’s  hypothalamic-pituitary system which is responsible for sending  neurotransmitters and endorphins. Endorphins play a critical role in  functioning of the body’s hormonal system. The kinds of substances that  are released by using acupuncture enable the whole body to relax and  this is one of the main reasons why it is used for treating depression.</p>
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		<title>A Refinance Auto Loan Can Free You for Other Pursuits</title>
		<link>http://www.mitcm.org/a-refinance-auto-loan-can-free-you-for-other-pursuits.htm</link>
		<comments>http://www.mitcm.org/a-refinance-auto-loan-can-free-you-for-other-pursuits.htm#comments</comments>
		<pubDate>Mon, 02 Aug 2010 10:04:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://mitcm.org/?p=422</guid>
		<description><![CDATA[Studying Chinese medicine can be very rewarding and thought provoking. It can also take quite a lot of time and effort because there&#8217;s so much to learn. In order to really study it, there are herbs, books, and other items you&#8217;ll probably want to buy. If you can&#8217;t afford them because you have a huge [...]]]></description>
			<content:encoded><![CDATA[<p>Studying Chinese medicine can be very rewarding and thought provoking.  It can also take quite a lot of time and effort because there&#8217;s so much  to learn. In order to really study it, there are herbs, books, and other  items you&#8217;ll probably want to buy. If you can&#8217;t afford them because you  have a huge car payment, you could miss out on learning a lot of  wonderful things. You might even miss out on something that could really  improve your health or the health of someone you love. The good news is  that you can avoid all those problems by putting more money in your  pocket each month.</p>
<p>You don&#8217;t need to go out and get a second job to do that. All you need to do is get a <a href="http://auto-loans.wellsfargo.com/" target="_blank">refinance auto loan</a>.  You&#8217;ll pay a lower interest rate, and your overall payment will get  smaller. When that happens, you have more money to use for something  else. Some people pay down debt. Others like to travel. Those are both  good options. If Chinese medicine is what interests you, though, then  spending that money to learn all about it could be a great use for your  newfound wealth.</p>
<p>Over time, that money that you&#8217;re saving from  the refinance could really add up to a few new books here or a new video  there. You may even be able to enjoy some herbs you found at a local  health food store. They all matter when it comes to learning what you  need to know. Whether you&#8217;re working toward some type of degree or  certification, or you just want the knowledge to use in your own life,  there is no substitute for learning things the right way. Having more  money gives you the opportunity to do that, which could be very valuable  in the future. Don&#8217;t let a vehicle payment hold you back from all you  want to learn.</p>
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		<title>Help Your Sick Child with Emergency Loans</title>
		<link>http://www.mitcm.org/help-your-sick-child-with-emergency-loans.htm</link>
		<comments>http://www.mitcm.org/help-your-sick-child-with-emergency-loans.htm#comments</comments>
		<pubDate>Sun, 01 Aug 2010 08:44:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Healthy Tips]]></category>
		<category><![CDATA[Health care]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Loan]]></category>

		<guid isPermaLink="false">http://mitcm.org/?p=495</guid>
		<description><![CDATA[Image via Wikipedia If you&#8217;re a parent, one of your biggest nightmares is probably your child becoming ill and you not being able to get him the care he needs. Unfortunately, that&#8217;s a reality for some parents who don&#8217;t have a lot of money and aren&#8217;t sure where their next dollar is coming from. If [...]]]></description>
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<dt class="wp-caption-dt"><a href="http://commons.wikipedia.org/wiki/File:FEMA_-_14570_-_Photograph_by_Win_Henderson_taken_on_09-03-2005_in_Louisiana.jpg"><img title="New Orleans, September 3, 2005 - A doctor (rig..." src="http://upload.wikimedia.org/wikipedia/commons/thumb/6/6a/FEMA_-_14570_-_Photograph_by_Win_Henderson_taken_on_09-03-2005_in_Louisiana.jpg/300px-FEMA_-_14570_-_Photograph_by_Win_Henderson_taken_on_09-03-2005_in_Louisiana.jpg" alt="New Orleans, September 3, 2005 - A doctor (rig..." width="300" height="199" /></a></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:FEMA_-_14570_-_Photograph_by_Win_Henderson_taken_on_09-03-2005_in_Louisiana.jpg">Wikipedia</a></dd>
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<p>If you&#8217;re a parent, one of your biggest nightmares is probably your  child becoming ill and you not being able to get him the care he needs.  Unfortunately, that&#8217;s a reality for some parents who don&#8217;t have a lot of  money and aren&#8217;t sure where their next dollar is coming from. If their  child gets sick, they have no insurance to use, so they try to avoid the  doctor. Sometimes that&#8217;s not possible, and they end up with medical  bills that they aren&#8217;t sure how to pay. You can end up in that situation  all too easily, but there are options available to you.</p>
<p>If you  have friends and family members who can help you, consider borrowing  from them to pay the medical bill, so you don&#8217;t have to pay late charges  and have something negative on your credit report. You can also dip  into savings if you have any, or check out <a href="http://www.elastic.com/" target="_blank">emergency loans</a> if you have a steady, verifiable job. No matter what you choose to do,  your child needs medical care if he&#8217;s sick. You can always find a way to  pay the bills off, but don&#8217;t let your child&#8217;s health suffer. Take him  to the doctor and let the doctor know you have no insurance and little  money.</p>
<p>Ask if there are any discounts available or charities that  can help. Ask about payment plans and other arrangements. Depending on  the doctor, there might be a lot of options or only a few. The important  thing to remember is that you won&#8217;t know unless you ask. People can&#8217;t  be turned away when they seriously need medical care just because they  don&#8217;t have any money. If your child is sick, be sure to seek treatment.  You can figure out how to pay the bill once you know that your little  one is going to be all right.</p>
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		<title>Getting Extra Cash Through Payday Loans</title>
		<link>http://www.mitcm.org/getting-extra-cash-through-payday-loans.htm</link>
		<comments>http://www.mitcm.org/getting-extra-cash-through-payday-loans.htm#comments</comments>
		<pubDate>Tue, 30 Mar 2010 12:49:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Loan]]></category>

		<guid isPermaLink="false">http://mitcm.org/?p=311</guid>
		<description><![CDATA[While Chinese medicine preaches the holistic healing of the body, there is no such approach to finances. We may wish that Chinese medicine could be applied to our ailing banks accounts, but reality is that Chinese medicine can only help our bodies. Other methods for helping our bank accounts can be found such as payday [...]]]></description>
			<content:encoded><![CDATA[<p><a style="float: left; padding-right: 10px;" href="http://mitcm.org/wp-content/uploads/2010/07/2923077022_37460a6f1e_m.jpg"><img class="alignleft size-full wp-image-324" title="2923077022_37460a6f1e_m" src="http://mitcm.org/wp-content/uploads/2010/07/2923077022_37460a6f1e_m.jpg" alt="" width="240" height="180" /></a>While Chinese medicine preaches the holistic healing of the body, there is no such approach to finances. We may wish that Chinese medicine could be applied to our ailing banks accounts, but reality is that Chinese medicine can only help our bodies. Other methods for helping our bank accounts can be found such as payday loans.</p>
<p>Payday loans are short-term loans that are usually in small amounts. You  can use these loans to help cover any expenses until your next  paycheck. Sometimes, you can prearrange payday loans as a line of  credit, similar to a credit card. There are a couple of ways you can get  a payday loan, including using online lenders. Like with any loan,  there will be finance charges that usually range from 15 to 30 percent  of the borrowed amount.</p>
<p>With <a href="http://www.paydayone.com/">payday loans</a>, you  can write a postdated check to the lender to cover the full amount of  the loan plus fees. Online lenders may set up an automatic withdrawal  from your checking or savings account. On the due date, the lender will  cash the check or withdraw funds to cover the payment.</p>
<p>If you  donâ€™t have enough money in the account to cover the payment, you could  face a fee from your bank for the bounced check. The lender will also  charge extra fees and may increase your interest rate for future loans  if you donâ€™t pay the loan back on time. Contact the lender if youâ€™re  unable to pay the loan back. The company can offer an extended payment  plan.</p>
<p>With online lending, you can handle all the details from  home. Typically, you fill out an online form with your personal  information, bank account, social security number, and employment  information. After you fax a copy of the check and signed paper work,  the lender will transfer the approved funds directly into your checking  account. With the money you get from a payday loan, you&#8217;ll have the  funds you need to make it through an emergency situation. You can get  your car fixed, pay bills, or fix your air conditioner.</p>
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